Verse 10
Deuteronomy 24:10-13 his pledge -- This would often be a cloak, an outer garment, which was given in pledge to guarantee the repayment of a loan. God’s people were to act righteously in the lending of money. An example of a righteous lender was one who did not forcefully exact payment and who allowed a poor person to retain his pledge (cloak) overnight if it was necessary to keep him warm. Lending to the poor was permitted, but without 1) interest (Deuteronomy 23:19-20); 2) coercion to repay; and 3) extension of the loan beyond the sabbatical year ( Deuteronomy 15:1-2). - FSB